1. General

1.1. Please read these terms of use (“Terms”) carefully (including our Privacy Policy (https://apixplatform.notion.site/APIX-Platform-Privacy-Policy-f3f13b7217d0481882fb8ddbbf394ccf?pvs=4) before using our websites www.synfindo.com (including all its sub-domains including but not limited to www.apixplatform.com (“Website”) and/or our services, so that you are aware of your legal rights and obligations with respect to Synfindo Singapore Pte. Ltd. (UEN: 202225548E), a company incorporated in Singapore with its registered address at 83 Clemenceau Ave, #02-01, UE Square, Singapore 239920 (“Synfindo”, “we”, “our” or “us”).

1.2. By accessing this Website and/or using the Services, you hereby agree:

(a) that you have read and agree to be legally bound by these Terms of Use (including our Privacy Policy ((https://apixplatform.notion.site/APIX-Platform-Privacy-Policy-f3f13b7217d0481882fb8ddbbf394ccf?pvs=4) and all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws; and

(b) that you are at least 18 years old and have the necessary legal capacity, right, power and authority to agree to these Terms. If you do not accept these Terms, please leave the Website and discontinue use of the Services immediately.

1.3. We provide no guarantee as to the performance or the uninterrupted, error-free, virus-free or secure availability of the Website and Services. We may suspend or withdraw or restrict the availability of all or any part of our Website for business and operational reasons.

1.4. You are responsible for configuring your information technology, computer programs, servers, and platform to access our website. You should use your own virus protection software.

1.5. You are responsible for ensuring that all persons who access our Website through your internet connection are aware of these Terms and other applicable terms and conditions, and that they comply with them.

1.6. Synfindo may at any time vary or amend these Terms by posting the amended Terms on the Website. Any use of the Website or Services after the amendment of these Terms is deemed acceptance of the amended Terms by you. If you do not agree to the amended Terms, you have the right to stop using the Website and Services.

2. Website and Services

2.1. The Website is owned and maintained by Synfindo or its licensors.

2.2. Synfindo offers one or more of the following features, functions and services (each a “Service” and collectively the “Services”) through the Website:

(a) access to a collection of information, services, data, text, listings, pricing, graphics, images, videos, audio files and other types of works;

(b) search engines or tools;

(c) order forms, contact forms and other communication tools;

(d) access to the APIX Platform, the APIX Community Platform, the APIX Global FinTech Marketplace and the APIX Sandbox (collectively, the “Subscribed Services”), accessible only to subscribers on terms to be set out in a separate User Agreement, for such subscribers to access and use the Subscribed Services; and

(e) any other services, features, content or applications that Synfindo may offer through the Website from time to time in our sole and absolute discretion. For the avoidance of doubt, “Services” shall not include the provision of services from a user of the Website and/or Service (“User”) to another User.

2.3. Synfindo reserves the right to change, modify, suspend or discontinue the whole or any portion of the Services or Website at any time. We may also impose limits on certain features or restrict your access to parts of or the entire Services or Website without notice or liability.

3. Licence

3.1. Synfindo hereby grants you a personal, non-exclusive, non-transferable, revocable and limited licence to use the Website, and access and use the Services available via the Website, subject to the terms set out in these Terms.